• UP to $20,000 approvals with Approved Credit (690 Beacon and Above)
  • No Drivers License or Proof of Income Needed
  • Easy, Instant Decision Application
  • 60 Month Terms Available To Everyone

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  • No Credit Check – Ever!
  • No Payments to RTO until 30 Days after Installation!
  • No Income or Drivers License Verification Needed
  • Up to $20,000 Structures
  • Up to 60 Month Terms availableon all amounts
  • Property Owners are instantly approved for $20,000
  • Renters must have listed Property Owner (Land-Lord or Family Owned) Co-sign

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Financing your next home improvement project has never been easier.


HFS Financial

Getting a loan to make these improvements doesn’t have to be a complicated, time-consuming process. After many years of assisting homeowners obtain home improvement financing, the team at HFS Financial is your perfect partner. We know home improvement loans because that is all we do. That’s right, no car loans, no mortgages, no student loans. We do one thing and we do it better than anyone.

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Rent-to-Own with Heartland




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Terms and Conditions of Sale

Please read these terms and conditions carefully. The down payment represents a portion of the total purchase price. As such, if the buyer cancels the purchase order contract, fails to perform the purchase order contract or does not complete the purchase order the payment is not refundable. It will be used as compensation to the business for the time, effort and money expended.